In-network
Inpatient hospital
Days 1–5 $275 / day
Days 6–90 $0 / day
Total of listed copays · 5 charged days $1,375
Out-of-network
Not separately reported
Point of service
Not separately reported
● CMS 2027 plan record
Alignment Health Sutter Advantage +More (HMO)
Choose and order benefitsSelections are saved only on this device.
Emergency transport
Ambulance
Ground · in-network$250 copay
Air · in-network$250 copay
Emergency services
Emergency room
$120 copay
Medical maximum
Maximum out-of-pocket
In-network$4,900
Combined in + outNot reported
Skilled care at home
Home health
In-network$0 cost share
Out-of-networkNot separately reported
Monthly cost
Premium & giveback
Part C premium$0 / month
Consolidated C + D$51 / month
CMS reports no Part B premium reduction for this plan.
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Primary care physician
In: Primary Care Physician Services: $5 copay · Out: Not separately reported
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Specialist
In: Physician Specialist Services: $25 copay · Out: Not separately reported
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Preventive care
In: Annual Physical Exam: $0 cost share; Kidney Disease Education Services: $0 cost share; Glaucoma Screening: $0 cost share; Diabetes Self-Management Training: $0 cost share; Digital Rectal Exams: $0 cost share; EKG following Welcome Visit: $0 cost share · Out: Not separately reported
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Diagnostic procedures & tests
In: Diagnostic Procedures/Tests: $0 cost share · Out: Not separately reported
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Laboratory services
In: Lab Services: $0 cost share · Out: Not separately reported
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X-rays & standard imaging
In: Outpatient X-Ray Services: $15 copay · Out: Not separately reported
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MRI, CT & PET imaging
In: Diagnostic Radiological Services: $150 copay · Out: Not separately reported
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Urgent care
In: Urgently Needed Services: $0 cost share · Out: Not separately reported
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Emergency room
In: $120 copay · Out: Not separately reported
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Ground ambulance
In: $250 copay · Out: Not separately reported
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Air ambulance
In: $250 copay · Out: Not separately reported
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Outpatient hospital
In: Outpatient Hospital Services: $325 copay · Out: Not separately reported
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Outpatient surgery / ASC
In: Ambulatory Surgical Center (ASC) Services: $100 copay · Out: Not separately reported
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Home health
In: $0 cost share · Out: Not separately reported
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Skilled nursing facility
In: Skilled nursing facility: Tier 1: $10 / day for days 1–20; $160 / day for days 21–57; $0 / day for days 58–100 · Out: Not separately reported
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Cardiac & pulmonary rehabilitation
In: Cardiac Rehabilitation Services: $0 cost share; Intensive Cardiac Rehabilitation Services: $0 cost share; Pulmonary Rehabilitation Services: $0 cost share; SET for PAD Services: $0 cost share; 3-1(NMC): Not applicable; 3-2(NMC): Not applicable; 3-3(NMC): Not applicable; 3-4(NMC): Not applicable · Out: Not separately reported
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Occupational therapy
In: Occupational Therapy Services: $0 cost share · Out: Not separately reported
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Physical & speech therapy
In: Physical Therapy and Speech-Language Pathology Services: $0 cost share · Out: Not separately reported
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Mental health services
In: Partial Hospitalization Program: $55 copay; Individual Sessions for Mental Health Specialty Services: $0 cost share; Group Sessions for Mental Health Specialty Services: $0 cost share; Individual Sessions for Psychiatric Services: $40 copay; Group Sessions for Psychiatric Services: $40 copay; Inpatient psychiatric hospital: Tier 1: $120 / day for days 1–10; $0 / day for days 11–90 · Out: Not separately reported
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Substance use treatment
In: Intensive Outpatient Program Services: $55 copay; Individual Sessions for Outpatient Substance Abuse: $40 copay; Group Sessions for Outpatient Substance Abuse: $40 copay · Out: Not separately reported
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Podiatry
In: Podiatry Services: $0 cost share; 7f(NMC): Not applicable · Out: Not separately reported
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Chiropractic
In: Chiropractic Services: $0 cost share · Out: Not separately reported
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Dental
In: Medicare Dental Services: $0 cost share; Diagnostic and Preventive Dental: $0 cost share; Oral Exams: $0 cost share; Dental X-Rays: $0 cost share; Prophylaxis (Cleaning): $0 cost share; Fluoride Treatment: $0 cost share; Restorative Services: $20–$400 copay; Endodontics: $25–$350 copay; Periodontics: $15–$550 copay; Prosthodontics, removable: $20–$570 copay; Prosthodontics, fixed: $40–$400 copay; Oral and Maxillofacial Surgery: $25–$250 copay · Out: Not separately reported
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Vision
In: Eye Exams: $0 cost share; Routine Eye Exams: $0 cost share; Other Eye Exam Services: Not applicable; Eyewear: $0 cost share; Contact Lenses: $0 cost share; Eyeglasses (lenses and frames): $0 cost share; Eyeglass lenses: $0 cost share; Eyeglass frames: $0 cost share; Upgrades: Not applicable · Out: Not separately reported
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Hearing
In: Hearing Exams: $0 cost share; Routine Hearing Exams: $0 cost share; Fitting/Evaluation for Hearing Aid: $0 cost share; Prescription Hearing Aids (all types): Not applicable; Prescription Hearing Aids - Inner Ear: Not applicable; Prescription Hearing Aids - Outer Ear: Not applicable; Prescription Hearing Aids - Over the Ear: Not applicable · Out: Not separately reported
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Transportation
In: 10b(NMC): Not applicable · Out: Not separately reported
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Fitness & wellness
In: Fitness Benefit: $0 cost share · Out: Not separately reported
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Over-the-counter allowance
In: Over-the-Counter (OTC) Items: $0 cost share · Out: Not separately reported
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Meals
In: Meal Benefit: Not applicable · Out: Not separately reported
Plan details
All plan benefits
No benefits match that search.
Medical care3 benefits
Primary care physician
In-networkPrimary Care Physician Services: $5 copay
Out-of-networkNot separately reported
Specialist
In-networkPhysician Specialist Services: $25 copay
Out-of-networkNot separately reported
Preventive care
In-networkAnnual Physical Exam: $0 cost share; Kidney Disease Education Services: $0 cost share; Glaucoma Screening: $0 cost share; Diabetes Self-Management Training: $0 cost share; Digital Rectal Exams: $0 cost share; EKG following Welcome Visit: $0 cost share
Out-of-networkNot separately reported
Diagnostics & imaging4 benefits
Diagnostic procedures & tests
In-networkDiagnostic Procedures/Tests: $0 cost share
Out-of-networkNot separately reported
Laboratory services
In-networkLab Services: $0 cost share
Out-of-networkNot separately reported
X-rays & standard imaging
In-networkOutpatient X-Ray Services: $15 copay
Out-of-networkNot separately reported
MRI, CT & PET imaging
In-networkDiagnostic Radiological Services: $150 copay
Out-of-networkNot separately reported
Urgent & hospital care6 benefits
Urgent care
In-networkUrgently Needed Services: $0 cost share
Out-of-networkNot separately reported
Emergency room
In-network$120 copay
Out-of-networkNot separately reported
Ground ambulance
In-network$250 copay
Out-of-networkNot separately reported
Air ambulance
In-network$250 copay
Out-of-networkNot separately reported
Outpatient hospital
In-networkOutpatient Hospital Services: $325 copay
Out-of-networkNot separately reported
Outpatient surgery / ASC
In-networkAmbulatory Surgical Center (ASC) Services: $100 copay
Out-of-networkNot separately reported
Recovery & therapy5 benefits
Home health
In-network$0 cost share
Out-of-networkNot separately reported
Skilled nursing facility
In-networkSkilled nursing facility: Tier 1: $10 / day for days 1–20; $160 / day for days 21–57; $0 / day for days 58–100
Out-of-networkNot separately reported
Cardiac & pulmonary rehabilitation
In-networkCardiac Rehabilitation Services: $0 cost share; Intensive Cardiac Rehabilitation Services: $0 cost share; Pulmonary Rehabilitation Services: $0 cost share; SET for PAD Services: $0 cost share; 3-1(NMC): Not applicable; 3-2(NMC): Not applicable; 3-3(NMC): Not applicable; 3-4(NMC): Not applicable
Out-of-networkNot separately reported
Occupational therapy
In-networkOccupational Therapy Services: $0 cost share
Out-of-networkNot separately reported
Physical & speech therapy
In-networkPhysical Therapy and Speech-Language Pathology Services: $0 cost share
Out-of-networkNot separately reported
Behavioral health2 benefits
Mental health services
In-networkPartial Hospitalization Program: $55 copay; Individual Sessions for Mental Health Specialty Services: $0 cost share; Group Sessions for Mental Health Specialty Services: $0 cost share; Individual Sessions for Psychiatric Services: $40 copay; Group Sessions for Psychiatric Services: $40 copay; Inpatient psychiatric hospital: Tier 1: $120 / day for days 1–10; $0 / day for days 11–90
Out-of-networkNot separately reported
Substance use treatment
In-networkIntensive Outpatient Program Services: $55 copay; Individual Sessions for Outpatient Substance Abuse: $40 copay; Group Sessions for Outpatient Substance Abuse: $40 copay
Out-of-networkNot separately reported
Specialty care2 benefits
Podiatry
In-networkPodiatry Services: $0 cost share; 7f(NMC): Not applicable
Out-of-networkNot separately reported
Chiropractic
In-networkChiropractic Services: $0 cost share
Out-of-networkNot separately reported
Supplemental benefits7 benefits
Dental
In-networkMedicare Dental Services: $0 cost share; Diagnostic and Preventive Dental: $0 cost share; Oral Exams: $0 cost share; Dental X-Rays: $0 cost share; Prophylaxis (Cleaning): $0 cost share; Fluoride Treatment: $0 cost share; Restorative Services: $20–$400 copay; Endodontics: $25–$350 copay; Periodontics: $15–$550 copay; Prosthodontics, removable: $20–$570 copay; Prosthodontics, fixed: $40–$400 copay; Oral and Maxillofacial Surgery: $25–$250 copay
Out-of-networkNot separately reported
Vision
In-networkEye Exams: $0 cost share; Routine Eye Exams: $0 cost share; Other Eye Exam Services: Not applicable; Eyewear: $0 cost share; Contact Lenses: $0 cost share; Eyeglasses (lenses and frames): $0 cost share; Eyeglass lenses: $0 cost share; Eyeglass frames: $0 cost share; Upgrades: Not applicable
Out-of-networkNot separately reported
Hearing
In-networkHearing Exams: $0 cost share; Routine Hearing Exams: $0 cost share; Fitting/Evaluation for Hearing Aid: $0 cost share; Prescription Hearing Aids (all types): Not applicable; Prescription Hearing Aids - Inner Ear: Not applicable; Prescription Hearing Aids - Outer Ear: Not applicable; Prescription Hearing Aids - Over the Ear: Not applicable
Out-of-networkNot separately reported
Transportation
Not applicableIn-network10b(NMC): Not applicable
Out-of-networkNot separately reported
Fitness & wellness
In-networkFitness Benefit: $0 cost share
Out-of-networkNot separately reported
Over-the-counter allowance
In-networkOver-the-Counter (OTC) Items: $0 cost share
Out-of-networkNot separately reported
Meals
Not applicableIn-networkMeal Benefit: Not applicable
Out-of-networkNot separately reported
Plan costs & rulesCoverage overview
Premium & Part B giveback
$0 Part C premium / month · CMS reports no Part B premium reduction for this plan.
Maximum out-of-pocket (MOOP)
In-network$4,900
Combined in + outNot reported
Medical deductibles
In-network$0
Out-of-networkNot reported
Annual health deductible
Not separately reported
Combined network deductible
Not separately reported
Part D premium
$51 / month
Network & referrals
HMO · Referrals: Required for some services · Out-of-network coverage: Not reported
Prescription drugs6 tiers
Part D deductible
$0 / year
Drug tier 1
Standard retail: $0 copay · Preferred retail: $0 copay · 30-day supply
Drug tier 2
Standard retail: $5 copay · Preferred retail: $5 copay · 30-day supply
Drug tier 3
Standard retail: $40 copay · Preferred retail: $40 copay · 30-day supply
Drug tier 4
Standard retail: 32% coinsurance · Preferred retail: 32% coinsurance · 30-day supply
Drug tier 5
Standard retail: 33% coinsurance · Preferred retail: 33% coinsurance · 30-day supply
Drug tier 6
Standard retail: $5 copay · Preferred retail: $5 copay · 30-day supply
Using this plan
Understand H3815-020-000
Plain-language context built from this plan’s 2027 CMS record. It is a guide to the reported benefits, not a personalized cost estimate.
Plan at a glance
A quick read on this plan
Alignment Health Sutter Advantage +More (HMO) is a 2027 HMO offered by Alignment Health Plan in Santa Clara County. Referrals are required for some services. Its listed inpatient copay stages total $1,375 across 5 charged days.
Common benefit costs
What you may pay
These are individual in-network benefit amounts. A real visit may involve more than one separately billed service.
Routine care
- Primary care physician
- Primary Care Physician Services: $5 copay
- Specialist
- Physician Specialist Services: $25 copay
- Laboratory services
- Lab Services: $0 cost share
Separate visits or services; costs are not added together.
Tests & outpatient care
- Diagnostic procedures & tests
- Diagnostic Procedures/Tests: $0 cost share
- MRI, CT & PET imaging
- Diagnostic Radiological Services: $150 copay
- Outpatient hospital
- Outpatient Hospital Services: $325 copay
The service setting and billing details can change what you pay.
Emergency & hospital care
- Emergency room
- $120 copay
- Listed inpatient stages
- $1,375 total
5 charged inpatient days are included in the calculated total. Actual costs depend on the care received and plan rules.
Helpful context
Terms worth knowing
Maximum out-of-pocket (MOOP)
This is the most you generally pay during the plan year for covered Part A and Part B medical services under the applicable network limit. Premiums and prescription drug costs generally do not count toward it.
Part B premium reduction (“giveback”)
A giveback may reduce the amount you pay toward Medicare Part B; it is not usually paid to you as cash. The CMS record notes: CMS reports no Part B premium reduction for this plan.
Availability
Who can enroll
- Service area
- Santa Clara County (CA)
- Plan type
- HMO
- Contract / plan
- H3815-020
- Coverage year
- 2027
Enrollment generally requires Medicare eligibility and residence in the plan's service area. Confirm eligibility and the exact service area with the plan before enrolling.
Supplemental coverage
Extra benefits reported
Availability is summarized here; allowances, frequency limits, networks, and prior-authorization rules may apply.
DentalMedicare Dental Services: $0 cost share; Diagnostic and Preventive Dental: $0 cost share; Oral Exams: $0 cost share; Dental X-Rays: $0 cost share; Prophylaxis (Cleaning): $0 cost share; Fluoride Treatment: $0 cost share; Restorative Services: $20–$400 copay; Endodontics: $25–$350 copay; Periodontics: $15–$550 copay; Prosthodontics, removable: $20–$570 copay; Prosthodontics, fixed: $40–$400 copay; Oral and Maxillofacial Surgery: $25–$250 copay
VisionEye Exams: $0 cost share; Routine Eye Exams: $0 cost share; Other Eye Exam Services: Not applicable; Eyewear: $0 cost share; Contact Lenses: $0 cost share; Eyeglasses (lenses and frames): $0 cost share; Eyeglass lenses: $0 cost share; Eyeglass frames: $0 cost share; Upgrades: Not applicable
HearingHearing Exams: $0 cost share; Routine Hearing Exams: $0 cost share; Fitting/Evaluation for Hearing Aid: $0 cost share; Prescription Hearing Aids (all types): Not applicable; Prescription Hearing Aids - Inner Ear: Not applicable; Prescription Hearing Aids - Outer Ear: Not applicable; Prescription Hearing Aids - Over the Ear: Not applicable
Over-the-counter allowanceOver-the-Counter (OTC) Items: $0 cost share
Fitness & wellnessFitness Benefit: $0 cost share
Plan-specific answers
Frequently asked questions
Where is H3815-020-000 available?
Alignment Health Sutter Advantage +More (HMO) is listed for Santa Clara County (CA). Enrollment generally requires Medicare eligibility and residence in the plan's service area.
What is the in-network maximum out-of-pocket limit for H3815-020-000?
The 2027 CMS record lists an in-network medical maximum out-of-pocket limit of $4,900. Prescription drug spending generally does not count toward this medical limit.
What is the monthly plan premium for H3815-020-000?
The listed consolidated Part C and Part D premium is $51 per month. This does not replace the standard Medicare Part B premium.
What does an emergency room visit cost on H3815-020-000?
The plan record lists $120 copay.
Does H3815-020-000 report extra benefits?
Yes. CMS reports dental, vision, hearing, over-the-counter allowance, fitness & wellness. See the detailed benefit rows and official plan documents for limits and conditions.
Source trail
Official CMS, Contract Year 2027
Plan identity and benefits come from CMS PBP data. Benefits and drug cost sharing come from the approved annual PBP tabular extract and its CMS dictionary. Premiums and drug deductibles are cross-checked with the annual Landscape. Geography comes from annual PlanArea and PlanRegionArea records, including exact segments and partial-county or employer/group qualifiers. Quick-reference values should be confirmed in current official plan documents.
Plan context
Where H3815-020-000 fits
- Full CMS plan ID
H3815-020-000- Contract
H3815- Base plan code
H3815-020- Segment
000- Carrier
- Alignment Health Plan
- Plan type
- HMO
- Service area
- Santa Clara County (CA)
County/service-area foundation
CMS service-area entries
Service areas come from the annual CMS PlanArea and PlanRegionArea tables for this exact contract, plan, and segment. Partial-county and employer/group qualifiers remain part of the coverage area. Regional PPO county entries use the matching annual Landscape expansion of the CMS region.
- Santa Clara, CA
Exact county navigation
Counties with exact segment geography
These links are limited to named counties tied to this exact medical plan segment. Partial-county entries remain labeled for verification.
Show 1 county link
California
About this code
What H3815-020-000 identifies
H3815-020-000 is a Contract Year 2027 Medicare plan segment code. Searches written as H3815-020, H3815 020, or the compact full CMS ID H3815020000 refer to this plan or its base plan code.
Medicare Plan Lookup uses official CMS data as a quick reference. Benefit details, eligibility, service-area rules, and cost sharing should be confirmed in the current Summary of Benefits or Evidence of Coverage.