In-network
Inpatient hospital
Days 1–4 $685 / day
Days 5–90 $0 / day
Total of listed copays · 4 charged days $2,740
Out-of-network
Tier 1: 40% coinsurance
Point of service
Not separately reported
● CMS 2027 plan record
AARP Medicare Advantage from UHC DE-0001 (PPO)
Choose and order benefitsSelections are saved only on this device.
Emergency transport
Ambulance
Ground · in-network$275 copay
Air · in-network$275 copay
Emergency services
Emergency room
$130 copay
Waived if admitted within 24 hours
Medical maximum
Maximum out-of-pocket
In-network$7,150
Combined in + out$10,750
Skilled care at home
Home health
In-network$0 copay
Out-of-network50% coinsurance
Monthly cost
Premium & giveback
Part C premium$0 / month
Consolidated C + D$23 / month
CMS reports no Part B premium reduction for this plan.
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Primary care physician
In: Primary Care Physician Services: $0 copay · Out: 7a: $45 copay
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Specialist
In: Physician Specialist Services: $0–$60 copay · Out: 7d: $105 copay
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Preventive care
In: Annual Physical Exam: $0 copay; Kidney Disease Education Services: $0 copay; Glaucoma Screening: $0 copay; Diabetes Self-Management Training: $0 copay; Digital Rectal Exams: $0 copay; EKG following Welcome Visit: $0 copay · Out: 14b: 40% coinsurance; 14d: 40% coinsurance; 14e1: $105 copay; 14e2: 40% coinsurance; 14e4: 40% coinsurance; 14e5: 40% coinsurance; 14a: 0%–40% coinsurance
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Diagnostic procedures & tests
In: Diagnostic Procedures/Tests: $5 copay · Out: 8a1: 40% coinsurance
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Laboratory services
In: Lab Services: $0 copay · Out: 8a2: $0 copay
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X-rays & standard imaging
In: Outpatient X-Ray Services: $5 copay · Out: 8b3: $55 copay
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MRI, CT & PET imaging
In: Diagnostic Radiological Services: $0–$320 copay · Out: 8b1: 40% coinsurance
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Urgent care
In: Urgently Needed Services: $0–$50 copay · Out: Not separately reported
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Emergency room
In: $130 copay · Out: Not separately reported
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Ground ambulance
In: $275 copay · Out: $275 copay
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Air ambulance
In: $275 copay · Out: $275 copay
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Outpatient hospital
In: Outpatient Hospital Services: $0–$685 copay; Observation Services: $685 copay · Out: 9a1: 40% coinsurance; 9a2: 40% coinsurance
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Outpatient surgery / ASC
In: Ambulatory Surgical Center (ASC) Services: $0–$635 copay · Out: 9b: 40% coinsurance
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Home health
In: $0 copay · Out: 50% coinsurance
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Skilled nursing facility
In: Skilled nursing facility: Tier 1: $0 / day for days 1–20; $221 / day for days 21–100 · Out: Skilled nursing facility: Tier 1: $250 / day for days 1–100; $0 per stay
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Cardiac & pulmonary rehabilitation
In: Cardiac Rehabilitation Services: $0 copay; Intensive Cardiac Rehabilitation Services: $0 copay; Pulmonary Rehabilitation Services: $0 copay; SET for PAD Services: $0 copay; 3-1(NMC): Not applicable; 3-2(NMC): Not applicable; 3-3(NMC): Not applicable; 3-4(NMC): Not applicable · Out: 3-1: 40% coinsurance; 3-2: 40% coinsurance; 3-3: 40% coinsurance; 3-4: 40% coinsurance
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Occupational therapy
In: Occupational Therapy Services: $50 copay · Out: 7c: $105 copay
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Physical & speech therapy
In: Physical Therapy and Speech-Language Pathology Services: $60 copay · Out: 7i: $105 copay
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Mental health services
In: Partial Hospitalization Program: $55 copay; Individual Sessions for Mental Health Specialty Services: $0–$25 copay; Group Sessions for Mental Health Specialty Services: $15 copay; Individual Sessions for Psychiatric Services: $0–$25 copay; Group Sessions for Psychiatric Services: $15 copay; Inpatient psychiatric hospital: Tier 1: $685 / day for days 1–3; $0 / day for days 4–90 · Out: 5a: $75 copay; 7e1: $40 copay; 7e2: $30 copay; 7h1: $40 copay; 7h2: $30 copay; Inpatient psychiatric hospital: Tier 1: 40% coinsurance
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Substance use treatment
In: Intensive Outpatient Program Services: $55 copay; Individual Sessions for Outpatient Substance Abuse: $0–$25 copay; Group Sessions for Outpatient Substance Abuse: $15 copay · Out: 5b: $75 copay; 9c1: $40 copay; 9c2: $30 copay
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Podiatry
In: Podiatry Services: $45 copay; 7f(NMC): $45 copay · Out: 7f: $105 copay; 7f_2: $105 copay
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Chiropractic
In: Chiropractic Services: $15 copay · Out: 7b: $105 copay
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Dental
In: Medicare Dental Services: 20% coinsurance; Diagnostic and Preventive Dental: $0 cost share; Oral Exams: $0 copay; Dental X-Rays: $0 copay; Prophylaxis (Cleaning): $0 copay; Fluoride Treatment: $0 copay; Other Preventive Dental Services: $0 copay · Out: 16a: 40% coinsurance; 16b1: $0 copay; 16b2: $0 copay; 16b4: $0 copay; 16b5: $0 copay; 16b6: $0 copay
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Vision
In: Eye Exams: $0 copay; Routine Eye Exams: $0 copay; Other Eye Exam Services: Not applicable; Eyewear: $0 copay; Contact Lenses: $0 copay; Eyeglasses (lenses and frames): $0 copay; Eyeglass lenses: Not applicable; Eyeglass frames: Not applicable; Upgrades: Not applicable · Out: 17a: $105 copay; 17a1: $105 copay; 17b: 40% coinsurance; 17b1: 90% coinsurance; 17b2: 90% coinsurance
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Hearing
In: Hearing Exams: $0 copay; Routine Hearing Exams: $0 copay; Fitting/Evaluation for Hearing Aid: Not applicable; Prescription Hearing Aids (all types): $0 copay; Prescription Hearing Aids - Inner Ear: Not applicable; Prescription Hearing Aids - Outer Ear: Not applicable; Prescription Hearing Aids - Over the Ear: Not applicable · Out: 18a: $105 copay; 18a1: $105 copay; 18b1: 90% coinsurance
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Transportation
In: 10b(NMC): Not applicable · Out: Not separately reported
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Fitness & wellness
In: Fitness Benefit: Not applicable · Out: Not separately reported
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Over-the-counter allowance
In: Over-the-Counter (OTC) Items: Not applicable · Out: Not separately reported
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Meals
In: Meal Benefit: Not applicable · Out: Not separately reported
Plan details
All plan benefits
No benefits match that search.
Medical care3 benefits
Primary care physician
In-networkPrimary Care Physician Services: $0 copay
Out-of-network7a: $45 copay
Specialist
In-networkPhysician Specialist Services: $0–$60 copay
Out-of-network7d: $105 copay
Preventive care
In-networkAnnual Physical Exam: $0 copay; Kidney Disease Education Services: $0 copay; Glaucoma Screening: $0 copay; Diabetes Self-Management Training: $0 copay; Digital Rectal Exams: $0 copay; EKG following Welcome Visit: $0 copay
Out-of-network14b: 40% coinsurance; 14d: 40% coinsurance; 14e1: $105 copay; 14e2: 40% coinsurance; 14e4: 40% coinsurance; 14e5: 40% coinsurance; 14a: 0%–40% coinsurance
Diagnostics & imaging4 benefits
Diagnostic procedures & tests
In-networkDiagnostic Procedures/Tests: $5 copay
Out-of-network8a1: 40% coinsurance
Laboratory services
In-networkLab Services: $0 copay
Out-of-network8a2: $0 copay
X-rays & standard imaging
In-networkOutpatient X-Ray Services: $5 copay
Out-of-network8b3: $55 copay
MRI, CT & PET imaging
In-networkDiagnostic Radiological Services: $0–$320 copay
Out-of-network8b1: 40% coinsurance
Urgent & hospital care6 benefits
Urgent care
In-networkUrgently Needed Services: $0–$50 copay
Out-of-networkNot separately reported
Emergency room
In-network$130 copay
Out-of-networkNot separately reported
Ground ambulance
In-network$275 copay
Out-of-network$275 copay
Air ambulance
In-network$275 copay
Out-of-network$275 copay
Outpatient hospital
In-networkOutpatient Hospital Services: $0–$685 copay; Observation Services: $685 copay
Out-of-network9a1: 40% coinsurance; 9a2: 40% coinsurance
Outpatient surgery / ASC
In-networkAmbulatory Surgical Center (ASC) Services: $0–$635 copay
Out-of-network9b: 40% coinsurance
Recovery & therapy5 benefits
Home health
In-network$0 copay
Out-of-network50% coinsurance
Skilled nursing facility
In-networkSkilled nursing facility: Tier 1: $0 / day for days 1–20; $221 / day for days 21–100
Out-of-networkSkilled nursing facility: Tier 1: $250 / day for days 1–100; $0 per stay
Cardiac & pulmonary rehabilitation
In-networkCardiac Rehabilitation Services: $0 copay; Intensive Cardiac Rehabilitation Services: $0 copay; Pulmonary Rehabilitation Services: $0 copay; SET for PAD Services: $0 copay; 3-1(NMC): Not applicable; 3-2(NMC): Not applicable; 3-3(NMC): Not applicable; 3-4(NMC): Not applicable
Out-of-network3-1: 40% coinsurance; 3-2: 40% coinsurance; 3-3: 40% coinsurance; 3-4: 40% coinsurance
Occupational therapy
In-networkOccupational Therapy Services: $50 copay
Out-of-network7c: $105 copay
Physical & speech therapy
In-networkPhysical Therapy and Speech-Language Pathology Services: $60 copay
Out-of-network7i: $105 copay
Behavioral health2 benefits
Mental health services
In-networkPartial Hospitalization Program: $55 copay; Individual Sessions for Mental Health Specialty Services: $0–$25 copay; Group Sessions for Mental Health Specialty Services: $15 copay; Individual Sessions for Psychiatric Services: $0–$25 copay; Group Sessions for Psychiatric Services: $15 copay; Inpatient psychiatric hospital: Tier 1: $685 / day for days 1–3; $0 / day for days 4–90
Out-of-network5a: $75 copay; 7e1: $40 copay; 7e2: $30 copay; 7h1: $40 copay; 7h2: $30 copay; Inpatient psychiatric hospital: Tier 1: 40% coinsurance
Substance use treatment
In-networkIntensive Outpatient Program Services: $55 copay; Individual Sessions for Outpatient Substance Abuse: $0–$25 copay; Group Sessions for Outpatient Substance Abuse: $15 copay
Out-of-network5b: $75 copay; 9c1: $40 copay; 9c2: $30 copay
Specialty care2 benefits
Podiatry
In-networkPodiatry Services: $45 copay; 7f(NMC): $45 copay
Out-of-network7f: $105 copay; 7f_2: $105 copay
Chiropractic
In-networkChiropractic Services: $15 copay
Out-of-network7b: $105 copay
Supplemental benefits7 benefits
Dental
In-networkMedicare Dental Services: 20% coinsurance; Diagnostic and Preventive Dental: $0 cost share; Oral Exams: $0 copay; Dental X-Rays: $0 copay; Prophylaxis (Cleaning): $0 copay; Fluoride Treatment: $0 copay; Other Preventive Dental Services: $0 copay
Out-of-network16a: 40% coinsurance; 16b1: $0 copay; 16b2: $0 copay; 16b4: $0 copay; 16b5: $0 copay; 16b6: $0 copay
Vision
In-networkEye Exams: $0 copay; Routine Eye Exams: $0 copay; Other Eye Exam Services: Not applicable; Eyewear: $0 copay; Contact Lenses: $0 copay; Eyeglasses (lenses and frames): $0 copay; Eyeglass lenses: Not applicable; Eyeglass frames: Not applicable; Upgrades: Not applicable
Out-of-network17a: $105 copay; 17a1: $105 copay; 17b: 40% coinsurance; 17b1: 90% coinsurance; 17b2: 90% coinsurance
Hearing
In-networkHearing Exams: $0 copay; Routine Hearing Exams: $0 copay; Fitting/Evaluation for Hearing Aid: Not applicable; Prescription Hearing Aids (all types): $0 copay; Prescription Hearing Aids - Inner Ear: Not applicable; Prescription Hearing Aids - Outer Ear: Not applicable; Prescription Hearing Aids - Over the Ear: Not applicable
Out-of-network18a: $105 copay; 18a1: $105 copay; 18b1: 90% coinsurance
Transportation
Not applicableIn-network10b(NMC): Not applicable
Out-of-networkNot separately reported
Fitness & wellness
Not applicableIn-networkFitness Benefit: Not applicable
Out-of-networkNot separately reported
Over-the-counter allowance
Not applicableIn-networkOver-the-Counter (OTC) Items: Not applicable
Out-of-networkNot separately reported
Meals
Not applicableIn-networkMeal Benefit: Not applicable
Out-of-networkNot separately reported
Plan costs & rulesCoverage overview
Premium & Part B giveback
$0 Part C premium / month · CMS reports no Part B premium reduction for this plan.
Maximum out-of-pocket (MOOP)
In-network$7,150
Combined in + out$10,750
Medical deductibles
In-networkNot reported
Out-of-networkNot reported
Annual health deductible
$1,000
Combined network deductible
Not separately reported
Part D premium
$23 / month
Network & referrals
Local PPO · Referrals: Not required · Out-of-network coverage: Yes
Prescription drugs5 tiers
Part D deductible
$685 / year
Drug tier 1
Standard retail: $0 copay · Preferred retail: $0 copay · 30-day supply
Drug tier 2
Standard retail: $6 copay · Preferred retail: $6 copay · 30-day supply
Drug tier 3
Standard retail: 21% coinsurance · Preferred retail: 21% coinsurance · 30-day supply
Drug tier 4
Standard retail: 27% coinsurance · Preferred retail: 27% coinsurance · 30-day supply
Drug tier 5
Standard retail: 26% coinsurance · Preferred retail: 26% coinsurance · 30-day supply
Using this plan
Understand H2406-075-000
Plain-language context built from this plan’s 2027 CMS record. It is a guide to the reported benefits, not a personalized cost estimate.
Plan at a glance
A quick read on this plan
AARP Medicare Advantage from UHC DE-0001 (PPO) is a 2027 Local PPO offered by UnitedHealthcare in State of Delaware. The CMS record indicates out-of-network coverage, although member costs may differ from in-network care. The plan record does not require referrals. Its listed inpatient copay stages total $2,740 across 4 charged days.
Common benefit costs
What you may pay
These are individual in-network benefit amounts. A real visit may involve more than one separately billed service.
Routine care
- Primary care physician
- Primary Care Physician Services: $0 copay
- Specialist
- Physician Specialist Services: $0–$60 copay
- Laboratory services
- Lab Services: $0 copay
Separate visits or services; costs are not added together.
Tests & outpatient care
- Diagnostic procedures & tests
- Diagnostic Procedures/Tests: $5 copay
- MRI, CT & PET imaging
- Diagnostic Radiological Services: $0–$320 copay
- Outpatient hospital
- Outpatient Hospital Services: $0–$685 copay; Observation Services: $685 copay
The service setting and billing details can change what you pay.
Emergency & hospital care
- Emergency room
- $130 copay
- Listed inpatient stages
- $2,740 total
4 charged inpatient days are included in the calculated total. Actual costs depend on the care received and plan rules.
Helpful context
Terms worth knowing
Maximum out-of-pocket (MOOP)
This is the most you generally pay during the plan year for covered Part A and Part B medical services under the applicable network limit. Premiums and prescription drug costs generally do not count toward it.
Part B premium reduction (“giveback”)
A giveback may reduce the amount you pay toward Medicare Part B; it is not usually paid to you as cash. The CMS record notes: CMS reports no Part B premium reduction for this plan.
Availability
Who can enroll
- Service area
- State of Delaware (DE)
- Plan type
- Local PPO
- Contract / plan
- H2406-075
- Coverage year
- 2027
Enrollment generally requires Medicare eligibility and residence in the plan's service area. Confirm eligibility and the exact service area with the plan before enrolling.
Supplemental coverage
Extra benefits reported
Availability is summarized here; allowances, frequency limits, networks, and prior-authorization rules may apply.
DentalMedicare Dental Services: 20% coinsurance; Diagnostic and Preventive Dental: $0 cost share; Oral Exams: $0 copay; Dental X-Rays: $0 copay; Prophylaxis (Cleaning): $0 copay; Fluoride Treatment: $0 copay; Other Preventive Dental Services: $0 copay
VisionEye Exams: $0 copay; Routine Eye Exams: $0 copay; Other Eye Exam Services: Not applicable; Eyewear: $0 copay; Contact Lenses: $0 copay; Eyeglasses (lenses and frames): $0 copay; Eyeglass lenses: Not applicable; Eyeglass frames: Not applicable; Upgrades: Not applicable
HearingHearing Exams: $0 copay; Routine Hearing Exams: $0 copay; Fitting/Evaluation for Hearing Aid: Not applicable; Prescription Hearing Aids (all types): $0 copay; Prescription Hearing Aids - Inner Ear: Not applicable; Prescription Hearing Aids - Outer Ear: Not applicable; Prescription Hearing Aids - Over the Ear: Not applicable
Plan-specific answers
Frequently asked questions
Where is H2406-075-000 available?
AARP Medicare Advantage from UHC DE-0001 (PPO) is listed for State of Delaware (DE). Enrollment generally requires Medicare eligibility and residence in the plan's service area.
What is the in-network maximum out-of-pocket limit for H2406-075-000?
The 2027 CMS record lists an in-network medical maximum out-of-pocket limit of $7,150. Prescription drug spending generally does not count toward this medical limit.
What is the monthly plan premium for H2406-075-000?
The listed consolidated Part C and Part D premium is $23 per month. This does not replace the standard Medicare Part B premium.
What does an emergency room visit cost on H2406-075-000?
The plan record lists $130 copay, waived when an admission meets the plan's stated timing rule.
Does H2406-075-000 report extra benefits?
Yes. CMS reports dental, vision, hearing. See the detailed benefit rows and official plan documents for limits and conditions.
Source trail
Official CMS, Contract Year 2027
Plan identity and benefits come from CMS PBP data. Benefits and drug cost sharing come from the approved annual PBP tabular extract and its CMS dictionary. Premiums and drug deductibles are cross-checked with the annual Landscape. Geography comes from annual PlanArea and PlanRegionArea records, including exact segments and partial-county or employer/group qualifiers. Quick-reference values should be confirmed in current official plan documents.
Plan context
Where H2406-075-000 fits
- Full CMS plan ID
H2406-075-000- Contract
H2406- Base plan code
H2406-075- Segment
000- Carrier
- UnitedHealthcare
- Plan type
- Local PPO
- Service area
- State of Delaware (DE)
County/service-area foundation
CMS service-area entries
Service areas come from the annual CMS PlanArea and PlanRegionArea tables for this exact contract, plan, and segment. Partial-county and employer/group qualifiers remain part of the coverage area. Regional PPO county entries use the matching annual Landscape expansion of the CMS region.
- Kent, DE
- New Castle, DE
- Sussex, DE
Exact county navigation
Counties with exact segment geography
These links are limited to named counties tied to this exact medical plan segment. Partial-county entries remain labeled for verification.
Show 3 county links
About this code
What H2406-075-000 identifies
H2406-075-000 is a Contract Year 2027 Medicare plan segment code. Searches written as H2406-075, H2406 075, or the compact full CMS ID H2406075000 refer to this plan or its base plan code.
Medicare Plan Lookup uses official CMS data as a quick reference. Benefit details, eligibility, service-area rules, and cost sharing should be confirmed in the current Summary of Benefits or Evidence of Coverage.