Retiree RxCare Premier Plus (PDP)
Standalone drug coverage
Medicare Prescription Drug Plan (PDP)
This plan covers prescription drugs. It is not Medicare Advantage and does not describe the member's hospital, medical, or supplemental coverage.
CMS-backed plan details
Drug plan at a glance
- Monthly premium
- Not published for this plan
- Part D deductible
- Not published for this plan
- Plan type
- Medicare Prescription Drug Plan
- Coverage area
- AK, AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, GU, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MP, MS, MT, NC, ND, NE, NH, NJ, NM, NV, NY, OH, OK, OR, PA, PR, RI, SC, SD, TN, TX, UT, VA, VI, VT, WA, WI, WV, WY
- Employer-only
- Yes
- Part D star rating
- Not published for this plan
Plan-specific costs
Prescription drug coverage
This plan is not present in the public CMS Landscape release
Drug costs depend on the prescription, its formulary tier, and the pharmacy. Use 2026 official plan materials before estimating what you will pay.
Contract Year 2026
How this drug plan works
- 1Deductible
The plan-specific deductible is not available here. What you pay and which tiers apply are controlled by the plan documents.
- 2Initial coverage
After any applicable deductible, you pay the plan's copay or coinsurance for covered drugs. Pharmacy type, supply length, and formulary tier can change the price.
- 3Catastrophic coverage
In 2026, member cost sharing for covered Part D drugs becomes $0 after qualifying out-of-pocket spending reaches $2,100.
- +Extra Help
People with limited income and resources may qualify for Extra Help with Part D premiums, deductibles, and prescription costs. Eligibility and assistance are separate from this plan's standard benefit.
Source trail
Official CMS, Contract Year 2026
Plan identity and benefits come from CMS PBP data. Part D premium, deductible, coverage region, out-of-pocket threshold, and star rating come from the August 2026 Landscape release; county entries come from the August 2026 PDP contract service-area release. Quick-reference values should be confirmed in 2026 official plan documents.
Plan context
Where S3285-812-000 fits
- Full CMS plan ID
S3285-812-000- Contract
S3285- Base plan code
S3285-812- Segment
000- Carrier
- MG Insurance Company
- Plan type
- Medicare Prescription Drug Plan
- Service area
- Retiree RxCare Premier Plus - National (AK, AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, GU, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MP, MS, MT, NC, ND, NE, NH, NJ, NM, NV, NY, OH, OK, OR, PA, PR, RI, SC, SD, TN, TX, UT, VA, VI, VT, WA, WI, WV, WY)
45 additional service-area states listed in the CMS record.
County/service-area foundation
CMS service-area entries
These named entries come from a CMS contract-level service-area file. They describe the contract's published geography and must not be treated as proof that every segment has identical county-level rules.
- Aleutians East, AK · employer/group only
- Aleutians West, AK · employer/group only
- Anchorage, AK · employer/group only
- Bethel, AK · employer/group only
- Bristol Bay, AK · employer/group only
- Denali, AK · employer/group only
- Dillingham, AK · employer/group only
- Fairbanks North Star, AK · employer/group only
- Haines, AK · employer/group only
- Juneau, AK · employer/group only
- Kenai Peninsula, AK · employer/group only
- Ketchikan Gateway, AK · employer/group only
3246 additional service-area entries are retained in the data record.
Is S3285-812-000 a Medicare Advantage plan?
No. S3285-812-000 is a standalone Medicare Part D prescription drug plan (PDP). It covers prescription drugs and does not replace Original Medicare or describe separate medical coverage.
What is the Part D deductible for S3285-812-000?
A plan-specific Part D deductible is not available in the CMS Landscape record matched to S3285-812-000. Check the plan's 2026 official documents before estimating your costs.
Where can I find the S3285-812-000 formulary or drug list?
Use the plan carrier's 2026 official formulary and search for each prescription by name, dose, and form. The CMS benefit data on this page describes tier costs but does not contain the plan's complete drug list.
Which pharmacies are in network for S3285-812-000?
Check the carrier's 2026 pharmacy directory before filling a prescription. Preferred and standard network pharmacies can charge different amounts, and the CMS data on this page does not list individual pharmacies.
Who can enroll in S3285-812-000?
Retiree RxCare Premier Plus (PDP) is marked employer-only in CMS data and is generally available through an eligible employer or group, not for ordinary individual enrollment. Its listed coverage area is AK, AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, GU, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MP, MS, MT, NC, ND, NE, NH, NJ, NM, NV, NY, OH, OK, OR, PA, PR, RI, SC, SD, TN, TX, UT, VA, VI, VT, WA, WI, WV, WY.
About this code
What S3285-812-000 identifies
S3285-812-000 is a Contract Year 2026 Medicare plan segment code. Searches written as S3285-812, S3285 812, or the compact full CMS ID S3285812000 refer to this plan or its base plan code.
Medicare Plan Lookup uses official CMS data as a quick reference. Benefit details, eligibility, service-area rules, and cost sharing should be confirmed in the current Summary of Benefits or Evidence of Coverage.