In-network
Inpatient hospital
Days 1–6 $325 / day
Days 7–90 $0 / day
Total of listed copays · 6 charged days $1,950
● CMS 2026 plan record
HealthTeam Advantage Plan I (PPO)
Choose and order benefitsSelections are saved only on this device.
Emergency transport
Ambulance
Ground · in-network$250 copay
Air · in-network$350 copay
Emergency services
Emergency room
$150 copay
Waived if admitted
Medical maximum
Maximum out-of-pocket
In-network$3,900
Combined in + out$6,300
Skilled care at home
Home health
In-networkCost share not reported
Out-of-network$50 copay
Monthly cost
Premium & giveback
Part C premium$0 / month
Consolidated C + D$0 / month
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Primary care physician
In: Cost share not reported · Out: $50 copay
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Specialist
In: $25 copay · Out: $75 copay
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Preventive care
In: Cost share not reported · Out: $30 copay
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Diagnostic procedures & tests
In: $10–$100 copay · Out: 30% coinsurance
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Laboratory services
In: $10–$20 copay · Out: 30% coinsurance
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X-rays & standard imaging
In: $0–$300 copay · Out: 30% coinsurance
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MRI, CT & PET imaging
In: 20% coinsurance · Out: 50% coinsurance
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Urgent care
In: Cost share not reported · Out: Not separately reported
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Emergency room
In: $150 copay · Out: Not separately reported
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Ground ambulance
In: $250 copay · Out: $250 copay
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Air ambulance
In: $350 copay · Out: $350 copay
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Outpatient hospital
In: $350 copay · Out: 30% coinsurance
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Outpatient surgery / ASC
In: $250 copay · Out: 30% coinsurance
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Home health
In: Cost share not reported · Out: $50 copay
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Skilled nursing facility
In: Cost share not reported · Out: Not separately reported
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Cardiac & pulmonary rehabilitation
In: $25 copay · Out: 30% coinsurance
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Occupational therapy
In: $25 copay · Out: 30% coinsurance
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Physical & speech therapy
In: $25 copay · Out: 30% coinsurance
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Mental health services
In: $55 copay · Out: $150 copay
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Substance use treatment
In: $55 copay · Out: $150 copay
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Podiatry
In: $25 copay · Out: $75 copay
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Chiropractic
In: $20 copay · Out: $50 copay
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Dental
In: $25 copay · Out: $75 copay
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Vision
In: $25 copay · Out: 30% coinsurance
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Hearing
In: $25 copay · Out: $25 copay
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Transportation
Not reported in this CMS export
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Fitness & wellness
In: Cost share not reported · Out: Cost share not reported
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Over-the-counter allowance
In: Cost share not reported · Out: Cost share not reported
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Meals
In: Cost share not reported · Out: Cost share not reported
Plan details
All plan benefits
No benefits match that search.
Medical care3 benefits
Primary care physician
In-networkCost share not reported
Out-of-network$50 copay
Specialist
In-network$25 copay
Out-of-network$75 copay
Preventive care
In-networkCost share not reported
Out-of-network$30 copay
Diagnostics & imaging4 benefits
Diagnostic procedures & tests
In-network$10–$100 copay
Out-of-network30% coinsurance
Laboratory services
In-network$10–$20 copay
Out-of-network30% coinsurance
X-rays & standard imaging
In-network$0–$300 copay
Out-of-network30% coinsurance
MRI, CT & PET imaging
In-network20% coinsurance
Out-of-network50% coinsurance
Urgent & hospital care6 benefits
Urgent care
In-networkCost share not reported
Out-of-networkNot separately reported
Emergency room
In-network$150 copay
Out-of-networkNot separately reported
Ground ambulance
In-network$250 copay
Out-of-network$250 copay
Air ambulance
In-network$350 copay
Out-of-network$350 copay
Outpatient hospital
In-network$350 copay
Out-of-network30% coinsurance
Outpatient surgery / ASC
In-network$250 copay
Out-of-network30% coinsurance
Recovery & therapy5 benefits
Home health
In-networkCost share not reported
Out-of-network$50 copay
Skilled nursing facility
In-networkCost share not reported
Out-of-networkNot separately reported
Cardiac & pulmonary rehabilitation
In-network$25 copay
Out-of-network30% coinsurance
Occupational therapy
In-network$25 copay
Out-of-network30% coinsurance
Physical & speech therapy
In-network$25 copay
Out-of-network30% coinsurance
Behavioral health2 benefits
Mental health services
In-network$55 copay
Out-of-network$150 copay
Substance use treatment
In-network$55 copay
Out-of-network$150 copay
Specialty care2 benefits
Podiatry
In-network$25 copay
Out-of-network$75 copay
Chiropractic
In-network$20 copay
Out-of-network$50 copay
Supplemental benefits7 benefits
Dental
In-network$25 copay
Out-of-network$75 copay
Vision
In-network$25 copay
Out-of-network30% coinsurance
Hearing
In-network$25 copay
Out-of-network$25 copay
Transportation
Not reported in this CMS exportNot reported in this CMS export
Fitness & wellness
In-networkCost share not reported
Out-of-networkCost share not reported
Over-the-counter allowance
In-networkCost share not reported
Out-of-networkCost share not reported
Meals
In-networkCost share not reported
Out-of-networkCost share not reported
Plan costs & rulesCoverage overview
Premium & Part B giveback
$0 Part C premium / month · Part B giveback not separately reported
Maximum out-of-pocket (MOOP)
In-network$3,900
Combined in + out$6,300
Medical deductibles
In-networkNot reported
Out-of-networkNot reported
Network & referrals
Local PPO · Referrals: Required for some services · Out-of-network coverage: Yes
Prescription drugs5 tiers
Part D deductible
Not reported
Drug tier 1
$10 retail copay · 30-day supply
Drug tier 2
$15 retail copay · 30-day supply
Drug tier 3
25% retail coinsurance · 30-day supply
Drug tier 4
45% retail coinsurance · 30-day supply
Drug tier 5
30% retail coinsurance · 30-day supply
Using this plan
Understand H9808-004-000
Plain-language context built from this plan’s 2026 CMS record. It is a guide to the reported benefits, not a personalized cost estimate.
Plan at a glance
A quick read on this plan
HealthTeam Advantage Plan I (PPO) is a 2026 Local PPO offered by HealthTeam Advantage in Greater Piedmont Triad Area. The CMS record indicates out-of-network coverage, although member costs may differ from in-network care. Referrals are required for some services. Its listed inpatient copay stages total $1,950 across 6 charged days.
Common benefit costs
What you may pay
These are individual in-network benefit amounts. A real visit may involve more than one separately billed service.
Routine care
- Primary care physician
- Cost share not reported
- Specialist
- $25 copay
- Laboratory services
- $10–$20 copay
Separate visits or services; costs are not added together.
Tests & outpatient care
- Diagnostic procedures & tests
- $10–$100 copay
- MRI, CT & PET imaging
- 20% coinsurance
- Outpatient hospital
- $350 copay
The service setting and billing details can change what you pay.
Emergency & hospital care
- Emergency room
- $150 copay
- Listed inpatient stages
- $1,950 total
6 charged inpatient days are included in the calculated total. Actual costs depend on the care received and plan rules.
Helpful context
Terms worth knowing
Maximum out-of-pocket (MOOP)
This is the most you generally pay during the plan year for covered Part A and Part B medical services under the applicable network limit. Premiums and prescription drug costs generally do not count toward it.
Availability
Who can enroll
- Service area
- Greater Piedmont Triad Area (NC)
- Plan type
- Local PPO
- Contract / plan
- H9808-004
- Coverage year
- 2026
Enrollment generally requires Medicare eligibility and residence in the plan's service area. Confirm eligibility and the exact service area with the plan before enrolling.
Supplemental coverage
Extra benefits reported
Availability is summarized here; allowances, frequency limits, networks, and prior-authorization rules may apply.
Dental$25 copay
Vision$25 copay
Hearing$25 copay
Over-the-counter allowanceCost share not reported
Fitness & wellnessCost share not reported
MealsCost share not reported
Plan-specific answers
Frequently asked questions
Where is H9808-004-000 available?
HealthTeam Advantage Plan I (PPO) is listed for Greater Piedmont Triad Area (NC). Enrollment generally requires Medicare eligibility and residence in the plan's service area.
What is the in-network maximum out-of-pocket limit for H9808-004-000?
The 2026 CMS record lists an in-network medical maximum out-of-pocket limit of $3,900. Prescription drug spending generally does not count toward this medical limit.
What is the monthly plan premium for H9808-004-000?
The listed consolidated Part C and Part D premium is $0 per month. This does not replace the standard Medicare Part B premium.
What does an emergency room visit cost on H9808-004-000?
The plan record lists $150 copay, waived when an admission meets the plan's stated timing rule.
Does H9808-004-000 report extra benefits?
Yes. CMS reports dental, vision, hearing, over-the-counter allowance, fitness & wellness, and other supplemental benefits. See the detailed benefit rows and official plan documents for limits and conditions.
Source trail
Official CMS, Contract Year 2026
Plan identity and benefits come from CMS PBP data. Premium and MOOP figures are cross-checked against the August 2026 Landscape release; county identity is sourced from segment-level Landscape rows and stable codes are enriched from the aligned MA contract service-area release where matched. Quick-reference values should be confirmed in 2026 official plan documents.
Plan context
Where H9808-004-000 fits
- Full CMS plan ID
H9808-004-000- Contract
H9808- Base plan code
H9808-004- Segment
000- Carrier
- HealthTeam Advantage
- Plan type
- Local PPO
- Service area
- Greater Piedmont Triad Area (NC)
County/service-area foundation
CMS service-area entries
Named county entries are tied to this exact contract, plan, and segment in CMS Landscape data. County codes are enriched from the aligned CMS contract service-area release where a match exists.
- Alamance, NC
- Caswell, NC
- Davidson, NC
- Davie, NC
- Forsyth, NC
- Guilford, NC
- Montgomery, NC
- Orange, NC
- Randolph, NC
- Rockingham, NC
- Stokes, NC
- Yadkin, NC
About this code
What H9808-004-000 identifies
H9808-004-000 is a Contract Year 2026 Medicare plan segment code. Searches written as H9808-004, H9808 004, or the compact full CMS ID H9808004000 refer to this plan or its base plan code.
Medicare Plan Lookup uses official CMS data as a quick reference. Benefit details, eligibility, service-area rules, and cost sharing should be confirmed in the current Summary of Benefits or Evidence of Coverage.