Medicare Plan Lookup Official CMS data · Contract Year 2026
CMS 2026 data

2026 Medicare plan code

H3923-045

Medicare Plan

Capital Blue Cross Value (PPO) · Capital Blue Cross · Local PPO · Berks, Lehigh, Northampton, Schuylkill

Full CMS plan ID: H3923-045-003

H3923-045-003 is the full CMS identifier for the H3923-045 Medicare plan. Common searches include H3923 045 and H3923045.

Historical 2026 record. Benefits and service areas shown apply to that year.

2026

Spaces or dashes work: H5216-435-002 · S2135 802

● CMS 2026 plan record

Capital Blue Cross Value (PPO)

H3923-045-003 Berks, Lehigh, Northampton, Schuylkill Local PPO

At-a-glance

Quick view

01

In-network

Inpatient hospital

Days 1–4 $190 / day
Days 5–90 $0 / day
Total of listed copays · 4 charged days $760
02

Emergency transport

Ambulance

Ground · in-network$260 copay
Air · in-network$260 copay
03

Emergency services

Emergency room

$115 copay

Waived if admitted within 24 hours

04

Medical maximum

Maximum out-of-pocket

In-network$9,000
Combined in + out$9,000
05

Skilled care at home

Home health

In-network$0 copay
Out-of-network30% coinsurance
06

Monthly cost

Premium & giveback

Part C premium$0 / month
Consolidated C + D$0 / month

Plan details

All plan benefits

Medical care3 benefits

Primary care physician

In-network$0 copay
Out-of-network$0 copay

Specialist

In-network$25 copay
Out-of-network$25 copay

Preventive care

In-network$0 copay
Out-of-network$0 copay
Diagnostics & imaging4 benefits

Diagnostic procedures & tests

In-network$0 copay
Out-of-network30% coinsurance

Laboratory services

In-network$0 copay
Out-of-network30% coinsurance

X-rays & standard imaging

In-network$0–$285 copay
Out-of-network30% coinsurance

MRI, CT & PET imaging

In-network20% coinsurance
Out-of-network30% coinsurance
Urgent & hospital care6 benefits

Urgent care

In-networkCost share not reported
Out-of-networkNot separately reported

Emergency room

In-network$115 copay
Out-of-networkNot separately reported

Ground ambulance

In-network$260 copay
Out-of-network$260 copay

Air ambulance

In-network$260 copay
Out-of-network$260 copay

Outpatient hospital

In-network$0–$450 copay
Out-of-network30% coinsurance

Outpatient surgery / ASC

In-network$0–$400 copay
Out-of-network30% coinsurance
Recovery & therapy5 benefits

Home health

In-network$0 copay
Out-of-network30% coinsurance

Skilled nursing facility

In-networkCost share not reported
Out-of-networkNot separately reported

Cardiac & pulmonary rehabilitation

In-network$20 copay
Out-of-network$20 copay

Occupational therapy

In-network$25 copay
Out-of-network$25 copay

Physical & speech therapy

In-network$25 copay
Out-of-network$25 copay
Behavioral health2 benefits

Mental health services

In-network$55 copay
Out-of-network20% coinsurance

Substance use treatment

In-network$55 copay
Out-of-network20% coinsurance
Specialty care2 benefits

Podiatry

In-network$25 copay
Out-of-network$25 copay

Chiropractic

In-network$15 copay
Out-of-network$15 copay
Supplemental benefits7 benefits

Dental

In-network$25 copay
Out-of-network$25 copay

Vision

In-network$0 copay
Out-of-network50% coinsurance

Hearing

In-network$499–$999 copay
Out-of-network$499–$999 copay

Transportation

Not reported in this CMS export

Not reported in this CMS export

Fitness & wellness

In-networkCost share not reported
Out-of-networkCost share not reported

Over-the-counter allowance

Not reported in this CMS export

Not reported in this CMS export

Meals

In-networkCost share not reported
Out-of-networkCost share not reported
Plan costs & rulesCoverage overview

Premium & Part B giveback

$0 Part C premium / month · Part B giveback not separately reported

Maximum out-of-pocket (MOOP)

In-network$9,000
Combined in + out$9,000

Medical deductibles

In-networkNot reported
Out-of-networkNot reported

Network & referrals

Local PPO · Referrals: Not required · Out-of-network coverage: Yes

Prescription drugs5 tiers

Part D deductible

Not reported

Drug tier 1

$10 retail copay · 30-day supply

Drug tier 2

$15 retail copay · 30-day supply

Drug tier 3

16% retail coinsurance · 30-day supply

Drug tier 4

39% retail coinsurance · 30-day supply

Drug tier 5

26% retail coinsurance · 30-day supply

Using this plan

Understand H3923-045-003

Plain-language context built from this plan’s 2026 CMS record. It is a guide to the reported benefits, not a personalized cost estimate.

Plan at a glance

A quick read on this plan

Capital Blue Cross Value (PPO) is a 2026 Local PPO offered by Capital Blue Cross in Berks, Lehigh, Northampton, Schuylkill. The CMS record indicates out-of-network coverage, although member costs may differ from in-network care. The plan record does not require referrals. Its listed inpatient copay stages total $760 across 4 charged days.

Common benefit costs

What you may pay

These are individual in-network benefit amounts. A real visit may involve more than one separately billed service.

Routine care

Primary care physician
$0 copay
Specialist
$25 copay
Laboratory services
$0 copay

Separate visits or services; costs are not added together.

Tests & outpatient care

Diagnostic procedures & tests
$0 copay
MRI, CT & PET imaging
20% coinsurance
Outpatient hospital
$0–$450 copay

The service setting and billing details can change what you pay.

Emergency & hospital care

Emergency room
$115 copay
Listed inpatient stages
$760 total

4 charged inpatient days are included in the calculated total. Actual costs depend on the care received and plan rules.

Helpful context

Terms worth knowing

Maximum out-of-pocket (MOOP)

This is the most you generally pay during the plan year for covered Part A and Part B medical services under the applicable network limit. Premiums and prescription drug costs generally do not count toward it.

Availability

Who can enroll

Service area
Berks, Lehigh, Northampton, Schuylkill (PA)
Plan type
Local PPO
Contract / plan
H3923-045
Coverage year
2026

Enrollment generally requires Medicare eligibility and residence in the plan's service area. Confirm eligibility and the exact service area with the plan before enrolling.

Supplemental coverage

Extra benefits reported

Availability is summarized here; allowances, frequency limits, networks, and prior-authorization rules may apply.

Dental$25 copay
Vision$0 copay
Hearing$499–$999 copay
Fitness & wellnessCost share not reported
MealsCost share not reported

Plan-specific answers

Frequently asked questions

Where is H3923-045-003 available?

Capital Blue Cross Value (PPO) is listed for Berks, Lehigh, Northampton, Schuylkill (PA). Enrollment generally requires Medicare eligibility and residence in the plan's service area.

What is the in-network maximum out-of-pocket limit for H3923-045-003?

The 2026 CMS record lists an in-network medical maximum out-of-pocket limit of $9,000. Prescription drug spending generally does not count toward this medical limit.

What is the monthly plan premium for H3923-045-003?

The listed consolidated Part C and Part D premium is $0 per month. This does not replace the standard Medicare Part B premium.

What does an emergency room visit cost on H3923-045-003?

The plan record lists $115 copay, waived when an admission meets the plan's stated timing rule.

Does H3923-045-003 report extra benefits?

Yes. CMS reports dental, vision, hearing, fitness & wellness, meals. See the detailed benefit rows and official plan documents for limits and conditions.

Source trail

Official CMS, Contract Year 2026

Plan identity and benefits come from CMS PBP data. Premium and MOOP figures are cross-checked against the August 2026 Landscape release; county identity is sourced from segment-level Landscape rows and stable codes are enriched from the aligned MA contract service-area release where matched. Quick-reference values should be confirmed in 2026 official plan documents.

PBP benefits ↗ Landscape data ↗ County service area ↗

Plan context

Where H3923-045-003 fits

Full CMS plan ID
H3923-045-003
Contract
H3923
Base plan code
H3923-045
Segment
003
Carrier
Capital Blue Cross
Plan type
Local PPO
Service area
Berks, Lehigh, Northampton, Schuylkill (PA)

County/service-area foundation

CMS service-area entries

Named county entries are tied to this exact contract, plan, and segment in CMS Landscape data. County codes are enriched from the aligned CMS contract service-area release where a match exists.

  • Berks, PA
  • Lehigh, PA
  • Northampton, PA
  • Schuylkill, PA

Same CMS contract

H3923-045-001 Capital Blue Cross Value (PPO) Centre, Dauphin, Juniata, Mifflin, Perry · Local PPO H3923-045-002 Capital Blue Cross Value (PPO) Columbia, Montour, Northumberland, Snyder, Union · Local PPO H3923-045-004 Capital Blue Cross Value (PPO) Cumberland, Fulton, Lancaster, Lebanon · Local PPO H3923-045-005 Capital Blue Cross Value (PPO) Adams, Franklin, York · Local PPO H3923-013-000 Capital Blue Cross Classic (PPO) Central Pennsylvania · Local PPO H3923-017-000 Capital Blue Cross Prime (PPO) Central Pennsylvania · Local PPO H3923-044-001 Capital Blue Cross Select (PPO) Centre, Dauphin, Juniata, Mifflin, Perry · Local PPO H3923-044-002 Capital Blue Cross Select (PPO) Columbia, Montour, Northumberland, Snyder, Union · Local PPO

About this code

What H3923-045-003 identifies

H3923-045-003 is a Contract Year 2026 Medicare plan segment code. Searches written as H3923-045, H3923 045, or the compact full CMS ID H3923045003 refer to this plan or its base plan code.

Medicare Plan Lookup uses official CMS data as a quick reference. Benefit details, eligibility, service-area rules, and cost sharing should be confirmed in the current Summary of Benefits or Evidence of Coverage.