Medicare Plan Lookup Official CMS data · Contract Year 2026
CMS 2026 data

2026 Medicare plan code

H3192-801

Medicare Plan

Aetna Medicare Plan (HMO) · Aetna Medicare · HMO · Illinois and Michigan

Full CMS plan ID: H3192-801-000

H3192-801-000 is the full CMS identifier for the H3192-801 Medicare plan. Common searches include H3192 801 and H3192801.

Historical 2026 record. Benefits and service areas shown apply to that year.

2026

Spaces or dashes work: H5216-435-002 · S2135 802

● CMS 2026 plan record

Aetna Medicare Plan (HMO)

H3192-801-000 Illinois and Michigan HMO Employer-only

At-a-glance

Quick view

01

In-network

Inpatient hospital

inpatient coinsurance is selected but its percentage is missing

02

Emergency transport

Ambulance

Ground · in-network20% coinsurance
Air · in-network20% coinsurance
03

Emergency services

Emergency room

20% coinsurance

Waived if admitted

04

Medical maximum

Maximum out-of-pocket

In-network$9,250
Combined in + outNot reported
05

Skilled care at home

Home health

In-network0% coinsurance
Out-of-networkNot separately reported
06

Monthly cost

Premium & giveback

Part C premiumNot reported
Consolidated C + DNot reported

Plan details

All plan benefits

Medical care3 benefits

Primary care physician

In-network20% coinsurance
Out-of-networkNot separately reported

Specialist

In-network20% coinsurance
Out-of-networkNot separately reported

Preventive care

In-network20% coinsurance
Out-of-networkNot separately reported
Diagnostics & imaging4 benefits

Diagnostic procedures & tests

In-network20% coinsurance
Out-of-networkNot separately reported

Laboratory services

In-network0% coinsurance
Out-of-networkNot separately reported

X-rays & standard imaging

In-network20% coinsurance
Out-of-networkNot separately reported

MRI, CT & PET imaging

In-network20% coinsurance
Out-of-networkNot separately reported
Urgent & hospital care6 benefits

Urgent care

In-networkCost share not reported
Out-of-networkNot separately reported

Emergency room

In-network20% coinsurance
Out-of-networkNot separately reported

Ground ambulance

In-network20% coinsurance
Out-of-networkNot separately reported

Air ambulance

In-network20% coinsurance
Out-of-networkNot separately reported

Outpatient hospital

In-network20% coinsurance
Out-of-networkNot separately reported

Outpatient surgery / ASC

In-network20% coinsurance
Out-of-networkNot separately reported
Recovery & therapy5 benefits

Home health

In-network0% coinsurance
Out-of-networkNot separately reported

Skilled nursing facility

In-networkCost share not reported
Out-of-networkNot separately reported

Cardiac & pulmonary rehabilitation

In-network20% coinsurance
Out-of-networkNot separately reported

Occupational therapy

In-network20% coinsurance
Out-of-networkNot separately reported

Physical & speech therapy

In-network20% coinsurance
Out-of-networkNot separately reported
Behavioral health2 benefits

Mental health services

In-network20% coinsurance
Out-of-networkNot separately reported

Substance use treatment

In-network20% coinsurance
Out-of-networkNot separately reported
Specialty care2 benefits

Podiatry

In-network20% coinsurance
Out-of-networkNot separately reported

Chiropractic

In-network20% coinsurance
Out-of-networkNot separately reported
Supplemental benefits7 benefits

Dental

In-network20% coinsurance
Out-of-networkNot separately reported

Vision

In-network20% coinsurance
Out-of-networkNot separately reported

Hearing

In-network20% coinsurance
Out-of-networkNot separately reported

Transportation

Not reported in this CMS export

Not reported in this CMS export

Fitness & wellness

Not reported in this CMS export

Not reported in this CMS export

Over-the-counter allowance

Not reported in this CMS export

Not reported in this CMS export

Meals

Not reported in this CMS export

Not reported in this CMS export

Plan costs & rulesCoverage overview

Premium & Part B giveback

Part C premium not reported · Part B giveback not separately reported

Maximum out-of-pocket (MOOP)

In-network$9,250
Combined in + outNot reported

Medical deductibles

In-networkNot reported
Out-of-networkNot reported

Network & referrals

HMO · Referrals: Required for some services · Out-of-network coverage: No

Prescription drugs0 tiers

Part D deductible

This plan is not present in the public CMS Landscape release

Using this plan

Understand H3192-801-000

Plain-language context built from this plan’s 2026 CMS record. It is a guide to the reported benefits, not a personalized cost estimate.

Plan at a glance

A quick read on this plan

Aetna Medicare Plan (HMO) is a 2026 HMO offered by Aetna Medicare in Illinois and Michigan. The CMS record does not indicate routine out-of-network coverage. Referrals are required for some services.

Common benefit costs

What you may pay

These are individual in-network benefit amounts. A real visit may involve more than one separately billed service.

Routine care

Primary care physician
20% coinsurance
Specialist
20% coinsurance
Laboratory services
0% coinsurance

Separate visits or services; costs are not added together.

Tests & outpatient care

Diagnostic procedures & tests
20% coinsurance
MRI, CT & PET imaging
20% coinsurance
Outpatient hospital
20% coinsurance

The service setting and billing details can change what you pay.

Emergency & hospital care

Emergency room
20% coinsurance

Actual costs depend on the care received and plan rules.

Helpful context

Terms worth knowing

Maximum out-of-pocket (MOOP)

This is the most you generally pay during the plan year for covered Part A and Part B medical services under the applicable network limit. Premiums and prescription drug costs generally do not count toward it.

Availability

Who can enroll

Service area
Illinois and Michigan (AK, AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, NY, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV, WY)
Plan type
HMO
Contract / plan
H3192-801
Coverage year
2026

Enrollment is limited to people eligible through the sponsoring employer or group. Confirm eligibility and the exact service area with the plan before enrolling.

Supplemental coverage

Extra benefits reported

Availability is summarized here; allowances, frequency limits, networks, and prior-authorization rules may apply.

Dental20% coinsurance
Vision20% coinsurance
Hearing20% coinsurance

Plan-specific answers

Frequently asked questions

Where is H3192-801-000 available?

Aetna Medicare Plan (HMO) is listed for Illinois and Michigan (AK, AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, NY, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV, WY). Enrollment is limited to people eligible through the sponsoring employer or group.

What is the in-network maximum out-of-pocket limit for H3192-801-000?

The 2026 CMS record lists an in-network medical maximum out-of-pocket limit of $9,250. Prescription drug spending generally does not count toward this medical limit.

What does an emergency room visit cost on H3192-801-000?

The plan record lists 20% coinsurance, waived when an admission meets the plan's stated timing rule.

Does H3192-801-000 report extra benefits?

Yes. CMS reports dental, vision, hearing. See the detailed benefit rows and official plan documents for limits and conditions.

Carrier-hosted source material

Official plan documents

An exact direct document has not been verified for this plan yet. Use the carrier's document finder and confirm H3192-801-000 before relying on a document.

Aetna plan document finder Search on the official carrier site ↗

Source trail

Official CMS, Contract Year 2026

Plan identity and benefits come from CMS PBP data. Premium and MOOP figures are cross-checked against the August 2026 Landscape release; county identity is sourced from segment-level Landscape rows and stable codes are enriched from the aligned MA contract service-area release where matched. Quick-reference values should be confirmed in 2026 official plan documents.

PBP benefits ↗ Landscape data ↗ County service area ↗

Plan context

Where H3192-801-000 fits

Full CMS plan ID
H3192-801-000
Contract
H3192
Base plan code
H3192-801
Segment
000
Carrier
Aetna Medicare
Plan type
HMO
Service area
Illinois and Michigan (AK, AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, NY, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV, WY)

43 additional service-area states listed in the CMS record.

County/service-area foundation

CMS service-area entries

These named entries come from a CMS contract-level service-area file. They describe the contract's published geography and must not be treated as proof that every segment has identical county-level rules.

  • Aleutians East, AK · employer/group only
  • Aleutians West, AK · employer/group only
  • Anchorage, AK · employer/group only
  • Bethel, AK · employer/group only
  • Bristol Bay, AK · employer/group only
  • Chugach, AK · employer/group only
  • Copper River, AK · employer/group only
  • Denali, AK · employer/group only
  • Dillingham, AK · employer/group only
  • Fairbanks North Star, AK · employer/group only
  • Haines, AK · employer/group only
  • Hoonah-Angoon, AK · employer/group only

3135 additional service-area entries are retained in the data record.

Same CMS contract

H3192-007-000 Aetna Medicare Full Dual Care (HMO D-SNP) Michigan · HMO H3192-028-000 Aetna Medicare Chronic Care Total (HMO C-SNP) IN Northwest · HMO H3192-029-000 Aetna Medicare Chronic Care Total (HMO C-SNP) IN Central · HMO H3192-033-000 Aetna Medicare Chronic Care (HMO C-SNP) MI Southeast · HMO H3192-001-000 Aetna Medicare Prime (HMO-POS) IL Chicago · HMOPOS H3192-003-000 Aetna Medicare Signature (HMO-POS) MI Southeast · HMOPOS H3192-005-000 Aetna Medicare Signature (HMO-POS) IN Northwest · HMOPOS H3192-010-000 Aetna Medicare Signature (HMO-POS) MI Northern · HMOPOS

About this code

What H3192-801-000 identifies

H3192-801-000 is a Contract Year 2026 Medicare plan segment code. Searches written as H3192-801, H3192 801, or the compact full CMS ID H3192801000 refer to this plan or its base plan code.

Medicare Plan Lookup uses official CMS data as a quick reference. Benefit details, eligibility, service-area rules, and cost sharing should be confirmed in the current Summary of Benefits or Evidence of Coverage.